Pretium began investing in residential credit in 2014 and expanded our operating ecosystem over time to create unique access to assets and asset management strategies. Our use of technology and data has enabled a scalable business model that spans asset acquisitions, origination, servicing, and asset management. Our disciplined approach to portfolio construction, proprietary analytics, and innovative financing strategies have led to a well-established Residential Credit track record across commingled funds and separately managed accounts. We seek to create access to high value, operationally-complex loan investment opportunities for investors.

Our vertically integrated residential credit ecosystem includes three operating platforms. Deephaven is a non-agency mortgage originator, lending to those who would otherwise not qualify for a traditional, government-backed mortgage. Anchor Loans, a residential real estate lending platform, plays a critical role in the creation, revitalization, and rehabilitation of housing supply by providing financing to professional real estate investors, developers, and homebuilders. Selene, a purpose-built mortgage servicer with expertise in managing defaulted assets using high-touch loss mitigation strategies, delivers high cure rates and enhanced returns by emphasizing borrower re-performance.