Two Charts: Housing Affordability

Two Charts is a new research series from Pretium that provides focused, data-driven analysis of the trends reshaping real estate and the broader economy. Each edition conveys a key market insight through two concise, high-impact charts.

Our inaugural edition evaluates the mortgage-rate threshold needed to meaningfully narrow today’s cost divide between owning and renting—and assesses the likelihood of reaching it.

View the full version here.